An Additional Security Fee (Mortgage Indemnity Guarantee policy) is the fee taken to get an insurance policy that will cover your lender so that if you default on payments, he will not suffer any loss.
You have to pay the Additional Security Fee and the premium along with your mortgage advance. Although you are paying the premium, remember that this policy is for the protection of your lender and not for you.
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The administration fee is the amount charged by your lender to start working on the documentation part of your mortgage application.
An agricultural restriction is a rule which will restrict you from holding a property if your occupation is in any way related to agriculture.
Annual Percentage Rate
The Annual Percentage Rate is the rate at which you borrow money from a lender. It includes all the initial fees and ongoing costs that you will pay throughout the mortgage term.
As the name suggests, the annual percentage rate, or APR, is the cost of a mortgage quoted at a yearly rate. The annual percentage rate is a good way to compare the offers from different lenders based on the annual cost of each loan.